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 Why Two Companies?  The goal of The BLC Companies is to provide a broad spectrum of lending opportunities for our clients, referral sources, and lending partners.  With Business Loan Capital we can accommodate traditional commercial finance requests ranging from business acquisitions, to equipment and real estate financing, either with conventional means or with government guaranteed loan programs.  With USEDLC Wholesale Lending, BLC Companies provides a wholesale loan product for SBA 504 transactions in California.  For more information on either company, please see below.

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  • Business Loan Capital is a direct/correspondent lender facilitating the funding of SBA 504, 7a, USDA B&I and Conventional Loans.
  • Loan sizes of $500,000 to $8,000,000 will be considered.
  • Investment properties will be considered on a case-by-case basis.
  • Competitive Rates and reasonable underwriting.
  • Knowledgeable staff with years of commercial lending and SBA experience.

Our Process:

  1. Submit a preliminary package to receive a Conditional Commitment Letter.
  2. Upon receipt of the signed CLC, reports are ordered, and full underwriting and documentation takes place.
  3. Loan funding.

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  • 504 loans funded with EB5 Investment funds
  • Loan Sizes of $1,000,000 to $5,000,000 will be considered. Call to find out more.
  • The EB5 program is an accelerated citizenship program run by the United States Citizenship and Immigration Services (USCIS).
  • The USEDLC Wholesale Lending program is for California properties only.

Our 504-EB5 program has three criteria:

  1. First and foremost this is a jobs creation program
  2. The subject business must operate within an Eligible NAICS Code.
  3. The subject property must be located in a Targeted Employment Area (TEA)1_15

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